Employee Savings Scheme (ppo)

The Employee Savings Scheme consists in purchasing units in selected ESALIENS funds. Contributions to the plan can be financed solely by the employer or with the employee's participation. ESALIENS, together with the employer, determines the investment options available to employees.

Offers are created for each customer individually. During the term of the plan, we offer competent and active assistance. We provide regular access to information about profits earned by the funds. We provide support in the introduction of modifications to and the development of the plan. We are eager to share our knowledge with our customers, whom we provide with reports and analyses on savings programs in work establishments.

We organize free training for people handling the PPO and assist in building communication strategies in respect of the plan within the organization. We are actively engaged in effective functioning of our services.

Terms of payment and the manner in which the employee may use the funds are determined by the employer in terms and conditions of the plan. Payments are counted in the participant's salary; therefore, they are subject to income tax and compulsory premiums to social insurance.

ESALIENS has the longest experience in Poland as regards operating and managing pension schemes under the third pillar of the retirement system. We manage the longest operating employee pension scheme, and we are one of the leaders of this market in the country. We provide our services to companies from many sectors of the economy, among others, the financial, fuel, energy and retail sector.